Underwriting stop loss is both a science and art. There are 10 important components that can have an impact on the specific rates and aggregate factors produced by carriers quoting employer stop-loss insurance. Influencing the rates and factors developed is the experience of the underwriter who has the ability to modify the rates based on experience and both internal and external factors at the time. Pat Campola will discuss the components and influencing factors in the rate development process.
- Knowledge of the components needed to underwrite employer stop-loss insurance.
- Variance each component has on the ultimate rate developed.
- Internal and External factors that can influence rates.
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Webinars typically take place on scheduled Wednesdays from
Noon to 1:00 PM Eastern Time.
Eastern: 12:00 pm to 1:00 pm
Central: 11:00 am to 12:00 pm
Mountain: 10:00 am to 11:00 am
Pacific: 9:00 am to 10:00 am
Alaskan: 8:00 am to 9:00 am
Pat is currently a Principal with Claros Analytics, an actuarial firm located in Princeton NJ. He has over 30 years of management experience in the insurance industry. He is the past President of Alden Risk Management Services, Lincoln Re Risk Management Services and John Alden International. The majority of his management career has been in the sales and service of employer stop loss insurance.