BAN Blog

In Rev. Proc. 2018-30, the IRS released 2019 HSA Contribution Limits regarding inflation-adjusted amounts for 2019 relevant to HSAs and high deductible health plans (HDHPs).  The table below summarizes those adjustments and other applicable limits. Out-of-Pocket Limits Applicable to Non-Grandfathered Plan The ACA’s out-of-pocket limits for in-network essential health benefits have also been announced and [Read More]

Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2018 deadline for paying fees that fund the Patient-Centered Outcomes Research Institute (PCORI).  As background, the PCORI was established as part of the Affordable Care Act (ACA) to conduct research to evaluate the effectiveness of [Read More]

As seen on SHRM.org by Stephen Miller, CEBS Quotes included by BAN Directors Bobbi Kloss and Peter Marathas When Attorney General Jeff Sessions fired FBI Deputy Director Andrew McCabe on March 16, just two days before his 50th birthday, it kept McCabe from qualifying for early payout of his pension and other retiree benefits. The firing also raised [Read More]

Gallup, LinkedIn, and Recruiter.com all have studies showing that recruiting and retaining millennials tops the list of the most challenging HR business objectives for employers across the country. It is not surprising when you consider the following statistics: At 75 million, Millennials make up the largest generation, according to the U. S. Census Bureau; They [Read More]

Implications for Brokers and Employers Background:  Clinical Factors Prehypertension and Hypertension (“HTN”) are important issues for health plans, providers, and individuals.  Because of high prevalence, the potential for dangerous costly complications, and the availability of effective treatments, HTN has been an important “target” for guideline development. Key facts illustrating the importance of HTN for costs [Read More]

In today’s workplace, there is a convergence of forces that are creating challenges to an employer’s ability to attract and retain qualified employees. As we all know, employees are the lifeblood of any good company. Without them, a company simply does not exist. In fact, Sir Richard Branson, Founder of The Virgin Group has been [Read More]

Article courtesy of Employee Benefits News, written by Perry Braun. Predicting what will take place in 2018 with health insurance reform is little like predicting the weather or guessing the correct numbers in the lottery. Often times, you’re more wrong than right. But given what we have seen so far, there are three trends that [Read More]

Article credited to SHRM.org – December 12, 2017 – Stephen Miller, CEBS Employees like receiving subsidies from their employers to defray commuting and parking costs, but tax reform—if enacted—could drastically transform these common benefits. Both tax reform bills passed by the House and Senate—now being reconciled by a joint congressional committee—would eliminate the business deduction [Read More]

Article credited to: SHRM.org, written by Stephen Miller, CEBS Most employer health plans are expected to continue providing no-cost contraception coverage for women, despite the Trump administration’s announcement of new rules last week that it will allow employers to claim a religious or moral objection to the Affordable Care Act’s contraceptive coverage requirement. “Employer-sponsored health [Read More]

ACA Solution To Help BAN Members Comply With Reporting Requirements CLEVELAND, OH (9/12/17) — Benefit Advisors Network (BAN) – a national network of independent employee benefit firms – has partnered with Integrity Data, a leader in ACA compliance solutions. This strategic partnership will enable BAN to provide a superior ACA reporting experience that BAN members [Read More]